With Float, you can enjoy your purchases today and pay for them over time, interest-free and fee-free, without any new credit. Float helps you manage your cashflow by only charging your credit card for a single interest-free instalment each month, instead of charging you the full amount up-front like a regular credit card transaction. In short – Float buys you more time to settle your credit card balance. This is especially useful for those BIG value purchases. The cherry on top? You still get all your reward points for using your credit card!